what is going on YouTube welcome back to the channel today you join me for a pretty interesting video I don't know what I put in the title but it's definitely not kicked BAE BMW are basically demanding full payment for my car by next week otherwise they're threatening to take it away from me so if you want to know exactly why this is I would recommend to until after the break so look before we saw you know I'm not into making this controversial style of content I'm about my business just want to make the car features the car floors the car project videos only reason I'm making this video is because I think it could be educational some of you obviously gonna troll me but just hear me out so anyone that's new to the channel this is my twenty eighty known for competition Packer benefit botany cutaways purchase it back in December from BMW very he from got a brilliant deal from Toni TRL deals he's on Instagram I will leave his link in the description not they'll probably want it in there but he got me an epic deal on this car so 68 files of perspex m4 I've got a massive discount three thousand pound deposit not percent interest six hundred and ten pounds per month right I knew them for nobody nothing a car of this value I'll forget this price so I would have fall out of easily been into the files of pounds per month for a car like this so Tony TR out deals if you need the epic deal on a BM check him out so you know bought the car with intentions to modify it on my YouTube are you know we went down to Belgium we've done the hybrid on the methanol injection we've had an exhaust installed armytrix we've had the carbon fiber bar that's security mods and a journey still isn't finished some sort of meeting of a company the other day about the next modification with this vehicle cut a long story short I recently got a letter from BMW saying that you have breached your agreement based on two things the first one you altered the vehicle about given our consent and the second reason being I don't know what the title was call back to look it up if B&W feel that you cannot afford the payments on your car they can bring to your agreement and Daman the full amount of your car so based on these two breaches BMW are demanding the full amount for this car why next week if I don't make the payment for this car by next week threatening to recover the vehicle and probably auction the car off and Bill me with the remainder of what's left of the debt so yeah that's the situation it's very real this isn't clickbait I've got a very serious letter that's been sent to me this video isn't to have a guy BMW isn't to sort of talk negative I'm just here documenting what's going on with this m4 so the start is look I'm not a finance King year I've not financed much in the past I'll finance the car which I fully modified I've had no issues but never was I under the assumption that by modifying this aim for that they could demand the full payment I suppose this is why a lot of people Turner knows to finance him because you don't technically own the card you know I mean they're suppose it's like owning a house getting a mortgage on the house is it you know if you don't make the payments they can take it but normally people look down to financial because you know kids get into debt they can't afford the monthlies and they're normally out of a massive debt because they find out it's a really expensive car the worst thing is about this situation is I've not made any late payment so I'm not in a race you know when I was younger I was a bit silly I was making late payments I never knew the importance of you know paying everything on time so I have kind of suffered with it growing up but now everything's on point yeah it's just crazy they are demanding the full amount for this car and I'm not making this video for anybody to feel sorry for me I just for that you probably deserve to know what's going on I'm gonna be ringing BMW up tomorrow and I've spoken to some people that are a little bit more educated in this area and some of them are saying that no there's no way that they can enforce this you know I haven't actually specified the modifications they just said that you've altered the vehicle and we want full payment for it I just think it's pretty crazy man like you can't even modify your own cos old time I've been reaching my agreement I bought this car with the intentions to modifier nothing was firmly said to me one thing I definitely knew was that I was gonna lose my warranty if I had an engine problem or I had a gearbox problem whatever issues I had with the cars prepared to fix these problems by myself I had no intentions of giving his car back probably would've kept his car for just over a year potentially I could have to sell this car or refinance and I don't know what my options are right now but the reason I got this car was because of the deal I got in it not sent interest every penny a pairing this car gets knocked off so I do feel a little bit salty the first time being though ones are getting a contact with me it's because they want to take my car away I'm not trying to say I'm being targeted obviously I'm on social media if this is true and I'm not supposed to have modified my car it's not gonna be difficult for them to find out so it's not that somebody's like going it in for me or I don't know mine it's quite annoying because I am a big big supporter of BMW I've owned the FIM free of on the e92 m3 the e46 m3 e36 m3 three through five these five five guys I'm a massive support are monkey and W and you'd think that I was indirectly kind of helping it I don't promote this car with the intentions to try to create sales but I do get a lot of messages saying that I've just bought the own forged bought the m3 and I was gonna buy this but I bought this so yeah I am a little bit salty but you know this is suppose why you have to read your contracts read your agreements because you know anything's waiting around the corner this is the most random situations that I've never heard of this happening to anybody there's so many people that are on social media right now with modified cars on Finance and they have had no issue you know this is happening to me like it's a madness so as I say I'm gonna be bringing B&W up tomorrow and I'm putting in a contact to solicitor as well and kind of find out where I stand because this letter is very very serious this situation definitely needs to be documented because some of you could be poaching your column finance right now with the intention to modify it and not knowing that you're in breach of your agreement I'm not sitting there in acting naive I know that you know I've done hybrid turbos and I've done some pretty sick modifications but you know where is the fine light so yeah a bit of a mad one really I mean this had me a little frustrated I've not hasn't he been making too much content on the car really I've been a little bit quiet let me trying to sort out this situation like I said I've got till next week to sort it definitely want to hear your thoughts on this you know am I just being stupid is it obvious that I can't modify a finance car one person was saying oh what you've got the corner at least I was like no what so yeah definitely drop a comment below let me know if you've been in this situation before and maybe this is just purchases in a car with BMW maybe finance and a car through BMW maybe it wouldn't be the same if I'd financed it with a different company maybe it's only BMW financial services dudas and if that's the case then yeah you need to be careful if your intentions are to modify your car because you don't want to be faced with having to pay the full amount on a car you know sorry I'm gonna find out B&W tomorrow and I will update you on what happens hopefully this is just a bad dream and they are not demanding a full payment because I would definitely not want to sell this car maybe there are other options I'm not sure yet this isn't a conspiracy this is a real situation and also I do want to apologize that does not be much content around a lot going on in my personal life this car obviously isn't helping the situation the Honda Civic I've got a booked in for the 7th I'm moving to spill the beans but I've got something really exciting happening with the Civic so just bear with me I know you'll sit in a very impatient me bar trust me that one's coming any second so guys as always I'd really appreciate if you could farms up the video I know it's a pretty negative ones I would actually like for this video to get out there for people to see man I think that this could be educational and I will be definitely updating you on the outcome of this situation so gonna leave it there see you later


    ยฃ610 PER MONTH EVEN OVER 5 YEARS (60 MONTHS) =ยฃ36K

  2. Bitch's Be Bitching Aint Your Car Mate Obvisously Cant Go Modifying Something That Isnt Yours Without Permission Common Sense!

  3. All the negative comments coming from those who canโ€™t get finance! What would they be watching if you didnโ€™t do what you do . I know you will come through this even better off .

  4. All the money spent on modifications shouldโ€™ve been spent on paying off for the car first Then once you actually own the car then do your modifications some people obviously have their priorities wrong

  5. ๐Ÿ˜‚ ๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚

  6. You're buying it on tick, it ain't yours 'til you've paid for it. Sorry but it's their car. Buy something you can afford for cash.

  7. Informative ๐Ÿ‘๐Ÿป cheers fella, keep them coming ๐Ÿ’ฏ

    (Some mongs in these comments ๐Ÿ˜‚๐Ÿ˜‚)

  8. Sorry to hear.. but yeah if it's financed you can't modify.. maybe speak to them and show them what you do.. you are getting them exposure.. but hang in there Bro & be stronger for this…

  9. Several car magazines reckon PCP will be the next big scandal in the future like PPI, a lot of people buying on finance what they cannot afford, Also not understanding what they've signed upto.

  10. u do not own he car till the last payments made so they can do what they want till that last payment ! its all about the money honey lol btw im loving your work !!!!

  11. Hmmm interesting
    Well I've remembered one dj had a custom vinyl wrap on his new Ferrari once it went viral
    Ferrari messaged him telling him to return it to original or face fines
    Even though buddy owned the car…

  12. That guy is unbelievable, what a sucker. No wonder this country is in a mess with idiots like this. YES YOU ARE STUPID.

  13. Nah half u lot are mocking it, help this brudda out set up a go fund me or suttin lol letโ€™s get it paid off for him!

  14. Crazy Ive never heard of such a situation. Ive worked at multiple dealerships and yes voiding warranty happens which is why some people choose to do service elsewhere to avoid being caught. But seems like someone is out to get you because a hell of a lot of people do exhaust tints lowering of vehicle changing wheels tires intakes bigger turbos even employees/managers of dealerships and Ive never heard of your situation. even dealerships sell cars that are modified and have them financed so Id say theres a Hater out there trying to bring you down who knows the fine print. Donโ€™t let it ruin your journey brother its just more fuel to the fire and lets you know youโ€™re heading in the right direction mad love man๐Ÿค™๐Ÿฝ Your my motivation to start my own channel just been a bit shook love your content.

  15. Itโ€™s not your car until you make all the payments! You had no right to modify it , again itโ€™s not your car

  16. That's just it. Its NOT your car, you have breached your agreement , Its not technically yours until its paid off. Might be harsh. This is your own fault

  17. hahaha and after financing finish you comeback to stock and give it back to bmw .And some other dude will buy it as new car with little millage. When engine and everything was to put to the limits? Come one man. Thats normal you cannot tune it when its not yours ๐Ÿ˜€

  18. talk to the banks. as long as it is valid collateral, they don't give a shit. you may have to pay a little bit higher interest, but at least you don't have to worry about stupid things like that.

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